By Nathan Mvere
JUDGING from the feedback I got on my first article, it made me realize the first aspect that needs be to be addressed when it comes to attaining Financial Freedom is: The Mind.
When a person becomes comfortable in mediocrity and a life of “lack”, it becomes normal in their minds and tough to renew their way of thinking. I know most Zimbabweans will think “How am I supposed to save in this Economy?” or “If I get a proper salary, then I can make more progress with my financial growth and wealth creation.”
This train of thought is quite common-place among us Zimbabweans but right here is where we get it wrong.Immediately by thinking along those lines, we have sub-consciously accepted that we “lack” financially! Last week I gave an example of a person who earns more than you and yet they always ask you for money. So, that in itself shows you that it’s not about how much you earn but it’s a state of mind!
“Start where you are. Use what you have. Do what you can!” – Arthur Ashe
I remember a very popular statement that my friends and I would say “I’m working hard enough just to be broke!” This shows that we had a “mentality” of lack although we were paid sufficiently by our employer to sustain us and our families. Once a person realizes that what they are earning is adequate to sustain themselves, they avoid the numerous financial potholes of debt that are there in Zimbabwe! Once you get into a financial hole it becomes very hard to come out of it. There is a popular saying:
“If you find yourself in a hole, STOP DIGGING!” – Anonymous
If you want to know the reason why your life is a matter of “hand-to-mouth” don’t waste your time analysing the Economics of Zimbabwe, Sanctions, Cabinet Reshuffles and Factionalism. Look in the mirror. Do not give government credit where it is not due. As tempting as it seems right now to blame every shortfall in your life on government or Zanu PF, it begins and ends with you and your perception of your life.
I could barely hold my own gaze in the mirror because I focused on the negatives and the “wants” rather than realizing the things I already had. I drowned myself in these worries and it really weighed me down in my progress and buried me deeper in debt. So, a change of mind-set is what I needed. I am very fortunate that my mind-set was changed by three simultaneous occurrences in my life: a change of environment, a change of profession and mainly a deeper revelation of God’s Word and who I am in Christ!
This had a major impact in changing my mind-set and handling my finances in a better way. I will delve into this later on in this series of articles. So in a nut-shell, change occurs from the inside out. No one can force you to change. You would be surprised how a change of environment can refresh your perspective.
“We can change our future by merely changing our attitude to the positive. Simple yet powerful!” – Zeenat Merchant Syal
Talking practically, some of us are in such a comfort zone that we choke ourselves financially to maintain a status quo because in our minds we carry too many opinions of what people would think about us if we downgraded. If things are tight financially, be willing to offload the unnecessary or scale down from a duplex to a bed-sitter. Let go of the other car. Why have two vehicles if neither of them have fuel and haven’t been serviced in months or licenced? Don’t be afraid to prune yourself so you can grow!
“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like!” – Will Smith
Nothing changes until you change! Everything changes the minute your mind-set changes!
Abraham Lincoln said:“We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”
What you see is what you get! We have all heard that. When you look at yourself in the mirror what do you see? A failure or a success? A trendsetter or a follower? A money giver or a donation receiver? Whatever you accept in your mind is what you will be! If you see no progress, no promotion, no elevation and no way of becoming wealthy, trust me that is exactly what life will dish out for you!
“Change your attitude and gain some altitude!” – Zig Ziglar
Now firstly you have to know how powerful you are and how your mind-set and speech directly affects your future. To show you this I will use the Bible as this is the ultimate source of all wisdom! Let me take you to church!
A very simple thought: Do you know the world was created by God’s Word, that He spoke and everything came into being? This is in the first chapter of the first book of the Bible – Genesis! And in that moment and in the same way, He created Man “in His own image and in his likeness” (Gen 1:26) and here we are today!
So then, since we are made in His image and his “likeness” (which means mannerisms and characteristics) how powerful do you think what you say is?
“..And out of the thoughts of the mind and heart, a man speaks!” (I have paraphrased Luke 6:45 here).
I say that to say this: Quite simply, what you think and speak becomes your reality! So if you talk negatively about your finances and your future, you are bringing it into reality! Speak well of what you have and your reality will be positive! Change your mind-set and see how the world around you changes and bows down to your decrees!
“You are essentially who you create yourself to be and all that occurs in your life is the result of your own making.”
― Stephen Richards, “Think Your way to Success: Let Your Dreams Run Free”
Nathan Mvere is an Authorised Consultant at Nexus Insurance Brokers L.L.C (U.A.E). He can be contacted on firstname.lastname@example.org or on his Twitter handle @natemvere.
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